PUBLIC ADVISORY: As reported by the Securities and Exchange Commission, several online lending platforms are not authorized to operate or offer loans. The public is strongly advised to exercise caution.

Registration with the Securities and Exchange Commission is essential as it ensures that lending entities are legitimate, regulated, and compliant with Philippine laws, providing borrowers with legal protection and accountability.

ARGA Law promotes proper registration with the Securities and Exchange Commission and provides legal assistance to ensure businesses operate lawfully, securely, and in full regulatory compliance.